Senior Banker

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Description

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• Working independently, or together with Loan Officers, originate and execute finance transactions with Financial Intermediaries such as MBIL/Senior loans, ABS, Framework Loans, Guarantees and other risk sharing/capital relief instruments.
• Monitor closely Financial Institutions’ sector in the Countries’ of responsibility and trends in relevant financial products.
• Track developments and monitor his/her target portfolio.
• Develop and maintain relationships with existing and future clients as well as with industry organisations, financial advisors, financiers and other parties.
• Screen, propose and identify lending opportunities that best meet COP objectives.
• Propose, lead or contribute to new product development with relevant colleagues and other services, in support of the EIB’s objectives.

• Evaluate, at an early stage, the quality of potential projects and their chance of success, including where appropriate consultation with relevant internal functions in order to improve the effectiveness of the appraisal process.
• Lead and coordinate the lending process in cooperation with other Department/Directorates, and with the European Investment Fund (EIF) under joint operations and for shared clients, also under the concept of Country Management and/or Global Relationship Management.
• Evaluate project proposals (including but not limited to on a corporate and/or risk-sharing basis), evaluate their feasibility, analyse project and financial risks, draft reports and lending proposals in cooperation with the appraisal team.

• Lead and coordinate the negotiation process with the borrowers, external legal advisors and internal counterparts, as applicable; coordinate with the post signature and middle office functions.
• Disbursement and monitoring process in cooperation with the Project Monitoring Directorate.
• Support the post signature follow up of operations in close cooperation with the Projects Monitoring Directorate.
• In the event of contractual modifications, support structural modifications and contract negotiations in liaison with key external and internal stakeholders in order to maintain the quality of the loan portfolio.

• University degree (minimum an equivalent to a Bachelor), preferably in Finance/Economics or other relevant subject
• A minimum of 5 years of relevant experience in the financial sector, preferably in long term lending and ideally with a focus on banks / Financial Institutions
• Expertise in credit risk assessment, including financial analysis and cash flow modelling.
• Good knowledge of standard computer tools
• Good knowledge of structured finance products such as Asset Backed Securities and Covered Bonds, and/or risk sharing instruments would be an advantage.
• Strong client relationship management skills under a results-oriented perspective
• Excellent knowledge of English and/or French (*), with a good command of the other.
• Good knowledge of Polish is required. Greek or any Scandinavian language (Finnish, Danish or Swedish) would also be an advantage.

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