Credit Risk Assurance manager – Private Banking

Job title:

Credit Risk Assurance manager – Private Banking

Company

Metro Bank

Job description

is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a and to find the very best person for the job, we always look across a wide range of diverse .

What you will do:

• As a Credit Risk Assurance Manager for Private Banking at Metro Bank you will be overseeing all Retail and Commercial lending activities within the team to ensure the right policies are adhered to

• Ensure timely and accurate completion of team Credit Stewardship tasks through monthly monitoring and controls

• Perform Quality Control / Quality Assurance reviews of all Retail and Commercial lending facilities drawn in Private Banking and document any remediation action required

• Ensure all Retail lending facilities are approved in line with policy (MBPOL25) and internal procedures

• Maintain the database of Retail lending facilities for Private Banking and report Retail lending testing results to the Director of Private Banking and Retail Credit Risk Managers monthly

• Provide the team with regular updates and reminders in order to ensure that outstanding Credit Stewardship is completed within a timely manner to avoid any overdue tasks, alerts covenants or reviews

• Manage the teams arrears list (Power BI) by sending regular updates to the team and liaising with Relationship Managers to action any arrears handovers to Collections team

• Deal with adhoc requests for support from the Private Banking team including bump ups around systems and processes, and adhoc reviews and lending queries

• Provide guidance and training to colleagues at all levels to address any identified gaps

And… we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What you will need:

• You must have Prior experience of process improvement in an operational environment

• You must have strong communication skills, both verbal and written, especially producing reports, confidently recommending actions to colleagues, at all levels across the bank

• You must have good working knowledge of the internal and external regulatory, compliance and control standards

• You must have a good understanding of the systems required for planning, initiating, and conducting internal credit and risk control mechanism including periodic file checks, periodic reviews, data integrity on T24, CRM and CRGA

• You must understand Metro Bank’s Commercial and Retail lending policies MBPOL25 and MBPOL27

• Experience of both personal and commercial lending, ideally with first-hand experience in Metro Bank lending operations and/or proven and successful track record in a Private Banking or Commercial Banking role

• Ability to investigate and report findings with minimal supervision and guidance

• Demonstrable leadership/mentoring qualities (to coach, develop, and influence a range of colleagues across the team)

• Level 2 sign off for Business Account Opening

• Exposure to risk and control monitoring and testing

• To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Our promise to you…

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!

• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!)

• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible

Important Footnote

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

#LI-Loveyourjobatlast #LI-Hybrid

#LI-REMOTE

Expected salary

Location

Holborn, Central London

Job date

Thu, 15 Feb 2024 05:18:53 GMT

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