Credit Risk/Financial Analysis

We are seeking the services of a consultant to perform credit risk assessments of investment grade issuers in the Bank’s $32 billion investment portfolio, develop and support credit documentation including policies, templates, procedures, as well as new initiatives to strengthen the Bank’s credit portfolio management function, including support for the development and maintenance of SKY – a credit platform built in PowerApps and PowerBI.

You will work in the Credit Risk Management Unit (RMG/RMC), within the Office of Risk Management. RMG/RMC is responsible for: (i) developing and applying policies, models and instruments for the assessment and management of credit risks in the Bank’s lending operations, (ii) developing policies and guidelines for the assessment, monitoring, and management of the Bank’s capital adequacy, (iii) conducting credit assessments of issuers and counterparties in the Bank’s Treasury portfolios, (iv) advising the Chief Risk Officer (CRO) on credit issues, rating methodologies, loan loss allowance methodologies, and other credit regulations, and (v) overseeing and reporting on IDB’s non-sovereign loan portfolio which is managed by IDB Invest.

What you’ll do: 

• Conduct credit/financial assessment of Treasury issuers from the corporate, insurance, and sovereign/supranational/agency (SSA) sectors to recommend investment limits. This includes evaluating historical and current financial data to understand the company’s financial condition and analyzing industry-specific business trends.
• Conduct suitability review of insurance entities for Risk Transfers and Natural Disaster risk related transactions.
• Perform research and data analysis for the fundamental analysis of issuers and counterparties.
• Prepare well-structured credit assessment reports for subsequent approval of relevant advisory committees (Asset Liability Management Committee and/or Credit Committee).
• Prepare PowerPoint presentations summarizing key findings and recommendations to be presented to advisory committees.
• Provide support on the development of an Environmental, Social and Governance (ESG) assessment methodology for the Treasury portfolios.
• Support the development and maintenance of monitoring tools including SKY- a credit platform built in PowerApps and PowerBI.
• Contribute to RMG/RMC projects and initiatives including additional risk analyses and reporting tasks, review of the Non Sovereingn Guaranteed portfolio, and credit portfolio monitoring (financial markets analysis).

What you’ll need:

• Education: Master’s degree in Finance, Business Administration, or a related discipline. CFA designation is a plus.
• Experience: At least 5 years of relevant experience in financial analysis, capital markets, credit risk, treasury risk management and/or portfolio management. Experience in credit/financial analysis or credit rating methodologies is mandatory. ESG experience and knowledge is a plus. Working knowledge of Power Apps/Power BI is a plus.
• Languages: Proficiency in English.

Source: https://iadbcareers.referrals.selectminds.com/jobs/credit-risk-financial-analysis-consultant-6056