Enhancing Digital and Financial Competencies of the people of remote communities

UNCDF is looking for a partner organization/(s) to enhance digital and financial competencies of the people of remote communities, families of the migrant workers, people with disabilities, women-led MSMEs, and informal business owners in Samoa and Vanuatu.​ The core activities will be to provide digital financial literacy training, awareness, onboarding to DFS products and increase the usage of digital financial services (DFS) to the rural communities in the Samoa and Vanuatu, with a focus on women, people with disability and small businesses. This partner(s) will create training materials on digital finance and business formalization, deliver workshops, support in appropriate DFS innovation/scale up and help people sign up for financial services. The goal is to improve financial inclusion and economic opportunities for these communities, focused on:

The requirements are divided into two packages.

Package 1: Samoa Digital Financial Literacy 

The organization/firm/company will be tasked working closely with Samoa Business Hub to support and develop the following activities. 

1.                   Creating comprehensive training & promotional materials aimed at boosting the digital financial literacy and overall competencies of Samoans. Activities will include stakeholder engagements and need assessments of targeted segments for the customization of training modules. Additionally, materials will be developed to equip trainers for effective implementation. 

2.                   Establish opinion leaders, merchants and DFS agents across 3 islands which are rural Upolu, Savaii and Manono-Tai  

3.                   Pilot the curriculum to women, persons with disability and MSME across 3 islands which are rural Upolu, Savaii and Manono-Tai 

4.                   Embed innovative and cost-effective channels for delivering financial literacy 

5.                    Develop and pilot a digital micro-credit targeting women, persons with disability and MSME. The pilot should be across 3 islands which are rural Upolu, Savaii and Manono-Tai. 

The activities should result in

1.       At least 10,000 (at least 50% women) trained and onboarded to a new DFS product

2.       signed off user acceptance testing (UAT) for a digital micro-credit loan in partnership with Samoa Business Hub

3.       At least 500 digital micro-credit loans have been disbursed.

Package 2:  Vanuatu Digital Financial Literacy

The selected organization/firm/company that will carry out the following activities:

1.       Creating comprehensive training & promotional materials aimed at boosting the digital financial literacy and overall financial competencies of the people of Vanuatu. Activities will include stakeholder engagements and need assessments of targeted segments for the customization of training modules. Additionally, materials will be developed to equip trainers for effective implementation.

2.       Establish opinion leaders, merchants and DFS agents across 7 islands of Vanuatu

3.       Deliver awareness campaigns targeting the underserved rural communities and MSMEs, in particular women and women led MSMEs. The campaigns should lead to enhanced access, usage and adoption of Digital Financial Services.

4.       Establish a new DFS product to facilitate the unbanked remote population access to financial services.

The activities should result in

1.       At least 10,000 (at least 50% women) onboarded to a new DFS product that provides financial service offered.

2.       At least 50,000 new users onboarded to DFS platform across 7 main islands of Vanuatu.

Note: The scope of work is divided in two separate packages. Package 1 is for Samoa and Package 2 is for Vanuatu. It is possible to apply for only one package or both the packages. If any organization applies for both the packages the organization needs to fulfil the requirements, terms and conditions of each package individually.