FINANCIAL LITERACY MANUAL CONSULTANCY

Dorcas Aid International Kenya (DAI-K) is the Kenyan office of Dorcas, with over 30 years’ experience in humanitarian assistance and development cooperation. Dorcas believes in the value and God-given potential of every person and fights poverty, exclusion and crisis. Dorcas empowers marginalised people and communities to flourish. Recognising that poverty is multi-dimensional, Dorcas’ theory of change ensures that programmes work simultaneously at three levels: individual, community and society, and integrate cross-cutting issues such as social inclusion, gender, climate and environmental change. Dorcas works with a range of local partners, including community-based organisations across the country, to implement different thematic programmes.

Dorcas has a solid track record of building the capacity of grassroots organisations, working with marginalised people including youth and women, and catalysing an entrepreneurial mindset among all its project participants, currently in five locations (Marsabit, Kitui, Makueni, Siaya and Kajiado counties). One of the ways used to catalyse an entrepreneurial mindset and promote economic inclusion is to increase the financial literacy of project participants. The projects have adopted various group models, including Village Savings and Loaning Associations (VSLAs), Self Help Groups (SHGs), Farmer Field Schools (FFS) and cooperatives, each appropriate to achieving the project objectives in which the trainings are delivered. These trainings are conducted using various training manuals developed/adapted by Dorcas and local partners. Dorcas is therefore seeking an experienced Consultant to consolidate these financial literacy materials currently in use into a single financial literacy toolkit. This toolkit will be applicable for use in all of the highlighted project Common Interest Groups (CIGs).

B] OBJECTIVES OF THE ASSIGNMENT

Dorcas recognises that improving financial literacy and awareness will improve outcomes for project participants in all of its projects. The purpose of this consultancy is to consolidate the current financial literacy manuals of the projects into a single financial literacy toolkit that is clear and easy to use by trainers of trainers (ToTs) in Kenya.

C] SCOPE OF WORK

The consultancy should cover the development of a financial literacy toolkit that combines what already exists with best practices in financial literacy training and includes both traditional and digital components of financial literacy delivery. The curriculum should include at least the following modules: Introduction to financial literacy, personal financial management, savings, credit and loans, investments, and financial management at the cooperative level. The Consultant should include participatory learning methods and examples/case studies/scenarios in the toolkit.

D]DELIVERABLES

The Consultant will deliver:

• Conduct a desk review of existing financial literacy materials, which may be supplemented by interviews with key stakeholders as necessary.
• Develop a financial literacy toolkit that includes a curriculum with clear topics and training hours, interactive learning materials, methodology for training digital resources and other relevant materials to improve the financial literacy of women and men in rural Kenya.
• A final presentation to the Senior Management summarising the work completed.

E] DURATION AND TIMELINE

The consultancy is expected to begin by 16 January 2025 and be completed by 31st January 2025.

F] CONSULTANT QUALIFICATIONS

The Consultant should possess:

• Track record in curriculum development and training for CSOs.
• Strong understanding of the Kenyan national and county context.
• Excellent analytical and communication skills.
• Previous work experience in finance or digital finance is an added advantage.

G] CONFIDENTIALITY AND CONFLICT OF INTEREST

The Consultant must adhere to strict confidentiality regarding all the organisation’s information and avoid any conflicts of interest that may arise during the consultancy.