Job description
Do you want to be part of using the business of banking as a force for good? Do you want to create positive impact for people and the planet? Bank Australia is the bank for people who want to be part of a movement creating a fairer and more just world.
We’re growing fast as more people choose to align their banking with their values. We’re a customer owned, B Corp certified bank. We empower our staff and 185,000+ customers to be part of the clean money movement.
We currently have a permanent, full-time Senior Manager – Impact Lending position available to join our Impact Lending team based in our Collingwood office.
The Impact Lending team is responsible for providing lending solutions for businesses and organisations committed to driving positive social, environmental and cultural impact.
Together with our customers and partners, we aim to create a world where people and the planet thrive. The Senior Manager – Impact Lending is a senior role within the team focused on developing partnerships with our business/commercial customers across a range of sectors including inclusive and affordable housing, climate transition and purpose driven businesses.
In the role, you will also be responsible for origination, structuring and recommending lending solutions that meet our customers’ needs, ongoing relationship management and working closely with our credit team to assess, execute and monitor transactions. The role will also contribute to the development and delivery of the impact lending strategy.
Why join us
- We have big plans to become Australia’s most trusted bank and a leading purpose-driven business.
- As a certified B Corp, we’re part of a global business community who meet the highest social and environmental standards, putting purpose over profit.
- Every role and person in our bank is essential to bringing our values, purpose and aspiration to life.
- We offer flexible working options, competitive salary and 13% super.
- Our staff have access to a range of meaningful benefits to support their physical and mental wellbeing including 24/7 free counselling, free flu vaccinations and discounted gym memberships.
- We also support staff with study assistance, paid parental leave (regardless of gender), volunteer, bereavement, gender affirmation and family violence leave; and the opportunity for bonus annual leave.
- We support our staff to grow their careers through learning and development and an organisational culture where we reward and recognise innovation and values, not long hours.
- We are committed to building an inclusive culture and a diverse workforce that reflects the Australian community.
- We care for a conservation reserve – where we work with key partner organisations to protect threatened species and involve staff in conservation.
What you will be doing
- Contributing to the development of long-term, mutually rewarding lending relationships between Bank Australia and its Impact Lending commercial customers by maintaining strong relationships with customers in our existing portfolio and working with networks in the Bank’s target impact segments to identify and originate good quality new impact / commercial lending opportunities.
- Developing deep sector knowledge and expertise, and supporting the development and implementation of the impact lending strategy.
- Applying strong credit and lending skills to develop sound lending solutions.
- In partnership with the Deal Team, supporting the preparation of high quality, balanced commercial loan proposals for new, increased or extended lending including conducting due diligence, financial/risk analysis and research, and impact assessment,
- In conjunction with the Deal Team, managing the Financial Close process including negotiation of legal documentation, completing due diligence, reviewing conditions precedent and other loan requirements, communicating with stakeholders during the process.
- Managing the ongoing lending / banking requirements of customers.
- Developing and executing business development plans for individual sectors or customers.
- Supporting the ongoing development of skills within the Impact Lending team.
- Ensuring submissions comply with Bank Australia’s Commercial Credit Policy, underwriting standards, and credit risk appetite.
- Contributing to staff training and development as required.
What you will bring
- Significant commercial lending experience, ideally within the bank’s target segments
- Strong understanding of the impact finance and investing sector in Australia
- Proven track record building strong networks and creating new lending opportunities
- Established commercial acumen and mindset
- Flexibility, adaptability, resilience and a “can do” attitude
- Excellent communication skills – verbal written and interpersonal
- Relevant tertiary qualifications
- Commitment to Bank Australia’s purpose, aspiration, values and brand as well as the B Corp ethos.
By submitting an application you agree to Bank Australia’s Privacy Policy for applicants and confirm that you are legally able to work in Australia. Bank Australia is an equal opportunity employer committed to sustainable development. We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people, people from different cultural backgrounds and people with disabilities because we want to reflect the diversity of our communities. We are committed to making reasonable adjustments to provide a positive, barrier-free recruitment process and supportive workplace.
Bank Australia reserves the right to withdraw this advertisement at any time. Candidates will be progressed as applications are received, rather than after the advertisement closure date. If you wish to be considered, please submit your application as soon as possible. Please note, the successful candidate will be subject to satisfactory background checks including but not limited to police and previous employment.